What Is PPF, NPS, and FD? Author: @nkit Planning your financial future means understanding different ways to save and invest your money wisely. Three popular long-term savings and investment options in India are: PPF (Public Provident Fund) NPS (National Pension System) FD (Fixed Deposit) Each of these options helps you grow your money in different ways, with varying benefits, features, and tax advantages. This guide explains them in simple terms so beginners can make informed choices. What Is PPF (Public Provident Fund)? The Public Provident Fund (PPF) is a long-term savings scheme backed by the Government of India. It encourages regular savings while offering guaranteed returns and tax benefits. Tenure: 15 years (can be extended) Interest: Fixed and compounded annually Risk: Very low (government-backed) You can open a PPF account at banks or post offices by contributing any amount each year within the prescribed limits. ...